Author: Phil B There’s an ongoing debate in our household about our daughter, K.B., getting a credit card. While the decision is ultimately hers, the discussion revealed that my husband and I have very different philosophies about young people and credit cards. Here is Phil’s perspective, stay tuned from my rebuttal next week: Earlier this summer, our daughter turned 18 and is now legally allowed
This is not a post about how to recession proof your investments. That’s a different blog post. So. Retirement planning. Yeah. I really need to get on that. Don’t get me wrong, I have a defined benefit pension plan that will happily pay out a percentage of my yearly working wage until the day I die. The only thing I have to do is work
Winter in Canada is a never truly over. It’s never predictable and it can’t be planned for with any degree of accuracy. Observe the stages of winter: You think it’s over, right? How could there possibly be anymore effing winter? But there’s more. And then it’s May, right? All the crappy weather should be over by now. Winter in Canada is like life. Just when
It’s a New Year’s resolution revolution! Cheezy title? Completely. But it’s a year of new beginnings. And not just because it’s January. First, a little history: For the past year and half, we have been living with a very difficult family situation. It wasn’t the kind of thing we could solve, influence, avoid, or move along more quickly. It was large and in charge and
Spending Money Update: Debt Progress Happy Sunday Cent’sers! I am happy to give my spending money update this week because we were able to pay off one of our expensive debts this week with our last payment of $2700.00! This is a great weight off my shoulders and I am now able to focus my energies towards some of my other debts. I also paid
“Financially Overwhelmed” Series, Week 3 Budgets are, by nature, fluid documents that will change with your life circumstances. Some weeks or months will be more expensive than other weeks or months – like December if you celebrate Christmas. Life events can also change what your incoming and outgoing expenses are going to be over time as well. It’s good to be as prepared as possible
