Author: Phil B There’s an ongoing debate in our household about our daughter, K.B., getting a credit card. While the decision is ultimately hers, the discussion revealed that my husband and I have very different philosophies about young people and credit cards. Here is Phil’s perspective, stay tuned from my rebuttal next week: Earlier this … [Read more...] about He Said, She Said: Why our Kid Doesn’t Need a Credit Card
Emergency Fund
How to Recession-Proof Your Retirement Savings*
This is not a post about how to recession proof your investments. That's a different blog post. So. Retirement planning. Yeah. I really need to get on that. Don’t get me wrong, I have a defined benefit pension plan that will happily pay out a percentage of my yearly working wage until the day I die. The only thing I have to do is work for … [Read more...] about How to Recession-Proof Your Retirement Savings*
Weekly Spending Money Update: April 15 – 21
Spending Money Update: Debt Progress Happy Sunday Cent’sers! I am happy to give my spending money update this week because we were able to pay off one of our expensive debts this week with our last payment of $2700.00! This is a great weight off my shoulders and I am now able to focus my energies towards some of my other debts. I also paid some … [Read more...] about Weekly Spending Money Update: April 15 – 21
Budgets: You have one, now what?
“Financially Overwhelmed” Series, Week 3 Budgets are, by nature, fluid documents that will change with your life circumstances. Some weeks or months will be more expensive than other weeks or months – like December if you celebrate Christmas. Life events can also change what your incoming and outgoing expenses are going to be over time as … [Read more...] about Budgets: You have one, now what?