Are you one of those people who, as you entered your tween years, began thinking about retirement planning, or even went so far as to formulate and implement a retirement savings plan? If so, you might think that this post probably isn’t going to be your cup of tea. To put it bluntly, however, you would be wrong. You see, good retirement plans are not
I think couponing gets a bad rap. Whenever I thought of coupon-hunters in the past, I thought of tense, grabby women in grocery stores pushing carts loaded down with fifteen boxes of off-brand detergent and a fistful of sweaty coupons. I always imagined them in front of me at the grocery line, waiting to inflict their numerous “75 cents off” vouchers on some hapless sixteen
Author: Sunshine G. As Canadians, we’re very, very lucky – providing that you’ve been working, you receive a year off on maternity/parental benefits to be split between the two parents, paid at roughly 55% of your earnings to a max of $524/week before tax (as of 2015 information – it indexes yearly). After tax, that works out to roughly $934 every two weeks for
Author: Phil B There’s an ongoing debate in our household about our daughter, K.B., getting a credit card. While the decision is ultimately hers, the discussion revealed that my husband and I have very different philosophies about young people and credit cards. Here is Phil’s perspective, stay tuned from my rebuttal next week: Earlier this summer, our daughter turned 18 and is now legally allowed
Part 1 When my daughter (K.B) started grade twelve, we began to talk more seriously about what she wanted to do after school ended. Did she want to backpack around Europe or buy a car? Did she want to go into a trade and start working right away? Or did she want to go to college and get a diploma or degree? She knew she
Please welcome Sunshine G to Cents, Sense & Sensibility. She is the newest writer to the CSS team and she is well-versed in all things life and money. She will join us once a week to share her insights on family, money, and career. Everyone wants what’s best for their kids…and we all have the best of intentions, but sometimes life (and lack of sleep,
Author: Phil B So you’ve finally decided to start tracking your spending for a month or two, so you can identify where all your money is going. Congratulations, that’s the first step toward mastering your money. Anything that is measured can be controlled. You’re motivated to start right now, and you’ve bought Quicken or signed up with Mint.com. Maybe you even got a little confused,
