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How to Recession-Proof Your Retirement Savings*

This is not a post about how to recession proof your investments. That’s a different blog post. So. Retirement planning. Yeah. I really need to get on that. Don’t get me wrong, I have a defined benefit pension plan that will happily pay out a percentage of my yearly working wage until the day I die. The only thing I have to do is work

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Telematics Insurance: Big Saver or Big Brother?

Telematics Insurance, or Usage-Based Insurance as it’s sometimes called, is a new addition to the insurance market here in Canada. If you happen be a young driver or live somewhere excessively urban, chances are you’re paying extortion-level rates for the privilege of driving. While you might have railed against your fate of $2500 insurance premiums, there hasn’t been a lot of options for you. Fear

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Winning Purchase Offers: Buying a home in a seller’s market

A seller’s market. You’ve heard of those. It’s when the seller has a clear and distinct advantage over the buyer when it comes to getting the deal he wants. But, just because it’s a seller’s market, doesn’t mean that you can’t negotiate for a better deal. Here’s how to win when the deck is stacked against you. Submit a Pre-Approval Letter With The Offer When

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Five Barriers to Retirement Planning (and how to overcome them)

Do you plan on saving for your retirement one day? Do you want to go on that  vacation first? Do you think you it’s too expensive? People have a lot of reasons for wanting to focus on their finances right here and now – and a lot of them of very good reasons. According to a 2012 Deloitte retirement survey, 58% of Americans do not

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Investment Crash Course: How to read your prospectus

Welcome to the latest post in my Investment Crash Course Series, please check out my earlier articles in the series: Investing Crash Course: Week 1 (Dow Jones) Investing Crash Course: Review of Different Financial Products Investing Crash Course: Money Market Funds A word of caution while reading my series – I am learning. Everything I publish will be researched and footnoted but you’re going to

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